Welcome to Mint HQ

At Mint HQ, we help entrepreneurs and business owners access up to $250,000 in unsecured business credit — fast, discreet, and without giving up equity
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Unlock Growth with Strategic Credit Stacking
Who we are

Unlock Capital with Business Credit Card Stacking — No PG, No Hard Inquiries

We specialize in business credit card stacking, a powerful funding strategy that leverages multiple high-limit credit lines from major financial institutions — without triggering personal guarantees or hard inquiries (when structured properly).
Whether you’re launching a startup, investing in inventory, or scaling your operation, we give you the capital to move with confidence.
3+

Years of Experience

Strategic Credit Solutions

Unlock $250K+ in business funding without personal guarantees or equity sacrifice. Our credit stacking specialists secure multiple high-limit cards under your EIN—all with 0% introductory APRs for 12-18 months and no hard credit pulls when structured properly.

Business Credit Building

Establish 80+ PayDex scores and $100K+ credit lines before applying for funding. We fix tradelines, optimize D&B reports, and create lender-ready business profiles—the exact system used to qualify clients for premium stacking programs.

Corporate Banking Access

Get approved for business checking accounts and cash management tools that strengthen your fundability. We help you establish relationships with stacking-friendly banks that report to commercial credit bureaus.

Credit Performance Coaching

Maximize every card in your stack with our optimization system. Learn advanced balance cycling, payment timing strategies, and credit limit increase protocols to grow your available capital over time.

Excellent Point
5
Client Feedback
Top Company
Our Services

What Is Credit Card Stacking?

Business credit card stacking is a method of securing multiple 0% interest credit cards under your business’s EIN. These cards can be used to fund operations, purchases, or expansions — without traditional loan restrictions.
What We Offer

How It Works

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Pre-Qualification

We assess your credit profile and business setup

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Strategic Stacking

We match you with multiple high-limit lenders

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Funding Issued

Receive cards in your business name

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Use Capital Smartly

Invest in what grows your business

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Ongoing Support

Access to credit coaching and upgrades

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Get in touch

Get Pre-Qualified Now — No Obligation

Are You Ready to Fund Your Future?

If you have a 680+ credit score and an EIN — you're just one step away from real funding.